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Avoid College Debt With Coupon Codes, Credit Cards + More Tips.

Avoiding Excessive College Debt

Do you want to go to college, but are afraid of going into debt? That’s a smart thought. Especially in the United States, college can be extremely expensive. When the going gets tough, it’s easy to reach for federal student loans, outside loans, and credit cards. This article can help you keep a tight wrap on excessive college expenditures. The following are some tips to help you along the way.

Use Coupon Code Websites To Save on Textbooks:

Coupon websites are a no-brainer way to save money. You have to make purchases, and if you need to do it online, then a quick google search for an online promotional code can save you a bunch off your order, no matter what you’re buying. You can find coupons for domains, travel, or pretty much anything your heart desires.

The Wise Investing homepage includes some necessary finance related coupons (like new customer bonuses at banking institutions).

Now you didn’t hear it from me, but used textbooks work just as well as new editions. There might be some page number differences, but you really shouldn’t be too concerned about it. And your local bookshop tends to have prices that are even lower than anything you’ll find on AbeBooks or Amazon.com.

Compare Tuitions For Different Colleges.

The first thing to consider when choosing a college is their tuition and fees. This is where most of your student account bill will come from. Your typical university will not offer free tuition, but did you know that there are a handful of colleges across the United States that will waive your entire tuition and you are not obligated to pay any of it back? A quick Google search will yield results that are hopefully in your vicinity. You may need to move further away from home than you want to, and the admissions process may be more competitive, but the money you will save will be worth it. This doesn’t mean that college is going to be totally free, however. You will still need to find a way to pay for books, room and board, and a meal plan.

Avoid Most Credit Cards.

Avoid credit cards if at all possible. It’s difficult to work full time and go to college full time, so it may be tempting to charge a few expenses with a credit card. Entrepreneurs will come out of the woodwork to find you and beg you to sign up for their student credit card, so proceed with caution and try not to let them rope you in. It would be hard to pay off a credit card before any APR grace period ends, and your debt will grow faster than any student loan could ever dream of.

Avoid Student Loans if at All Possible.

Try your best not to take out any student loans unless it’s absolutely necessary for the continuation of your education. Student loans have a bad rap, but they are probably the most friendly of all of the loans in existence aside from the one you never pay back to your grandparents. They provide an array of repayment options and hardship forbearance if you’re unable to make your payments. It sounds nice, but don’t be fooled. You essentially have to be on your death bed before you can file bankruptcy successfully on a student loan. Many people call their financial aid office and find out after the fact that the debt they thought they could write off will be with them until the bitter end. Try not to make this critical mistake.

Another reason to avoid student loan debt is the effect it will have on your debt-to-income ratio on your credit. It might actually help your credit score a lot if you are making payments on time, but if you are $40,000 in debt, chances are banks will not want to give you any additional loans, which include home loans, mortgages, and car loans. If you dream of owning a house, be careful with student loan debt because it can make it harder to get a good rate on a loan if they let you have one at all.

Avoid loans that are not federal loans such as Sallie Mae or other lenders. These loans are unforgiving and will turn you over to collections at the drop of a hat. If you have to resort to one of these loans, then you may consider another college or university, or opt for community college, where a simple Pell Grant could pay your entire tuition and fees. 

Still thinking that college is the way to go? Then get to it! Don’t be afraid of college expenses. There’s always a way around going into massive debt. Explore your options and stay away from credit cards and non-federal loans and you should stay debt-free.

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Priceline Promo Codes and the Most Romantic Honeymoon Spots in the World

Honeymoons are supposed to be memorable for newly weds, but according to statistics 1 in every 4 married couples do not go for their dream honeymoon. Mostly this is for financial reasons (hey, it’s expensive to get married), but sometimes they just simply don’t know where to go! Below we have a list of eight destinations that are more pocket-friendly and memorable for newly weds to go for a honeymoon.

Priceline Coupon Codes

It can be quite costly to get the honeymoon you really want, but one way to save money and make your money go farther is to use coupons for Priceline. we even found some coupons at CouponFeed.org to save you some coins for the honeymoon fund.

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Top Romantic Honeymoon Destinations

Once you have got the whole ‘life partner’ and ‘wedding’ thing sorted out, it’s time for the honeymoon! Here are our top 8 suggestions:

8. France

France is among the top destinations for many lovers. There is simply a lot to see and experience in France, the atmosphere in there is simply romantic and newly weds will surely enjoy their time. The food in France is amazing and the people are very welcoming. accommodating. Even without plenty of cash a walk down the streets of Paris is memorable to many couples, plus wine is cheap and plentiful!

7. Indonesia

Indonesia is a quiet and romantic place for newly weds. Besides the nice sandy beaches Indonesia has parks filled with rare species of animals and birds. The serenity and peace of Indonesia allows couples to bond and understand each other better. Here couples can relax and enjoy the nice local cuisine and sea food.

6. Italy

Italy is a dream honeymoon destination for many couples. There are nice beaches that are close to the city of Venice where people can go to swim or opt to take romantic boat rides around the flooded streets of Venice.

Italy is very rich culturally and the building architecture is simply out of this world. Italian cities such as Venice and Sienna are among the most popular destination in Italy.

5. South Africa

Besides being the leading economy in Africa, South Africa is among the best honey moon destination in the world. There are plenty of sights to see and things to do. South Africa has beautiful beaches that are good for swimming or even surfing.

If you have had enough of the beach you can go on a safari and see wild animals. There are several vinyards on the out skirts of cape town that welcome guests to taste and buy wine.

4. Zanzibar

This east African island is like heaven on earth. It has the perfect weather, very good food and long sandy beaches for newly weds to swim and relax. Zanzibar has a rich history that will not fade a way any time soon. In Zanzibar you can go scuba diving or even on a deep sea safari depending on what you want.

3. Morocco

The north African country has plenty to offer and can boast of fine hotels that it has. Besides the good food and perfect weather, Morocco is culturally rich. Morocco is also very close to Europe and other prime honey moon destination making it a cheaper option.

The north African country is safe and it’s people are very welcoming to their guests. Honeymooners can travel and see different Moroccan cities such as Casablanca, Marrakesh and even get a tour of the Sahara desert.

2. Dubai

Dubai has a lot of interesting and unique things in this world. For sure it is a dream honey moon destination for many couples. The sandy beaches, tall buildings, fast cars and the desert attract’s millions of newly weds to this exotic destination.

1. The Maldives

This is the perfect location for two love birds to enjoy themselves privately. The Maldives is a combination of over a thousand small islands on the Indian ocean. It has many sandy beaches and the climate here is perfect for relaxing. It has an amazing scene that can’t be found anywhere else in the world.


In order to ensure you enjoy your honeymoon plan in advance. This can help you save on a lot of things including time.

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Lucid Dreaming and When it Occurs

Lucid dreaming refers to the ability to sleep and dream with the full awareness that you are dreaming. Thus, typically it involves drifting away to the dream world by letting the body rest but being in an entirely wakeful and conscious state of mind. It is a complicated ability to develop: lucid dream pills can facilitate a lucid experience. And by ‘free lucid dreaming’, we are referring to the free movement or high flexibility of one inside the dream of being able to do anything as desired.

Say farewell to your dreams and nightmares which are taking place beyond your control and imaginations and prepare to have the lucid dream. Usually, dreams happen while you are asleep and when unconscious, unlike Lucid dreams which occur while you’re conscious.

lucid dreaming supplements and pillsDon’t come to frown; it does not require an extraordinary mindset or supernatural power. If you believe, you are not able to see it with your mindset, just train your mind to have lucid dreams. A lucid dream may occur to all if you take a little bit effort to prepare a mindset for that. It requires a controlled mind and disciplined lifestyle. Why disciplined lifestyle? Your lifestyle will affect your mindset and confidence. Your brain requires minimum energy, which you can acquire only through disciplined effort.

Let’s Get Started Practicing:

To practice lucid dreams, you need to prepare your mind. The human mind is constituted of both the conscious and subconscious mind. Our strong desires are laying in the subconscious mind. This subconscious mind becomes active when the conscious mind goes out of action. If you can activate your subconscious mind while your conscious mind also in working, you can dream consciously.

How is it possible, a relevant question? Human mind a world of mystery and you can shape and polish it according to your will if you are constantly in an effort and disciplined in lifestyle. In normal cases, a mind is full of thoughts, and it works out without any proper control. As a first step to control your mind, you need to acquire the ability to direct your mind according to your wishes, whenever you want to do.

You can do this through some intellectual exercises like meditation and practicing yoga. While you are meditating, you will be able to slow down the frequency of your thoughts and reduce its volume up to alpha frequency.

You need to improve your recollection skills. Lucid dreams occur while you are recollecting your dreams after wake up from sleep and the dreams progress further. However, as part of setting your mind, you need to improve your skill. Purchase a dream journal and note down your experience after each dream including, minute details. You can see your improvement after each attempt.

Sit in a lonely place, and close your eyes and bring certain images from your strong desires to your mind. Make sure that nothing should disturb your mind. Close your mind and recollect incidents of that day one by one. After completing it starts for the previous day. When you sit alone and concentrate on something, it will help you to recollect incidents. Practice it every day to improve your memorizing skill.

Set up an alarm clock which schedule to ring while you are sleeping. When alarm rings that will disturb your sleep and dream. Switch off an alarm and get back to sleep soon. Try hard to recollect the images that you have been visualizing, and once you get something you can continue it. In this state of dream, you will be in the mood of half asleep and half awake. If you practice it regularly, you can have lucid dreams.

After you get to bed close your eyes and lay flat before sleeping. While you do this ensure that your hands are on both sides of your body. Put your focus on the roof and try to remember all the life events that occurred on that particular day. Various pictures while appear in your mind. have your focus on one of the pictures. This will disconnect you with your actual world, and this visualizes certain pictures from your deep mind.

Regular Meditational practices along with the methods of dream spinning and verbal affirmation will pave the path of disturbance-free lucid dreaming. You can do whatever you want in your dreams, and there would not be any barrier standing in your way in doing whatever you want and going wherever you desire.

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NAACP: Here’s Southwest Coupons So You Don’t Fly American Airlines.

 

NAACP Issues Travel Warnings against American Airlines

How many times in recent years have we heard “trouble in the skies” or “airline company drags passenger off flight?” It seems like it’s becoming a regular occurrence. Before the biggest problem was getting scolded for not taking your headphones off during the safety presentation. Millions of Americans rely on airlines for regular travel, and it has become the norm to face a culture of fear when preparing for a flight. It’s like they’re trying to create a new meaning for “afraid of heights.” The culture across airline companies has been the subject of many news report headlines for disrespectful treatment towards minority passengers. The NAACP is taking a firm stance against such heinous treatment.

Here’s Southwest Vacations Coupon Codes So You Don’t Use American Airlines.

The NAACP is offering promo codes for Southwest Vacations packages, so that its members don’t  use American Airlines for the foreseeable future. 

 

Recent Issues

 

 

In a statement released on October 24, 2017, the NAACP issued a nationwide travel advisory – their first ever in history. Why? Recent activity among American Airlines has prompted an apparent pattern of complaints from passengers. Predominantly, passengers of color. Accusations of racial bias are being levied against the major airline.

Some of the more heinous crimes against black passengers by American Airlines include:

Forcibly removing a mother and her infant from a flight after the mother requested her child’s stroller

Forcing a black man off a plane after he responded to hateful racial remarks made by white passengers

After a black woman purchased two first-class tickets – one for herself and one for her white companion – she was asked to relocate to coach; her white companion was allowed to remain in first class

 

NAACP Statement

According to the official statement released by the NAACP, they have been monitoring the situation at American Airlines for several months. The pattern of disturbing incidents has only increased. In light of the severe confrontations, they have issued the following warning for African Americans:

“exercise caution… booking and boarding flights on American Airlines could subject [you] to disrespectful, discriminatory, or unsafe conditions.”

 

American Airlines

American Airlines has responded by stating they are “disappointed… committed to providing a safe travel experience for everyone.” Airline representatives have agreed to meet with officials from the NAACP at an undisclosed date.

 

 

Thoughts

When riots occur almost daily, school shootings are met with apathy, and the president exhibits clear racial bias, we can expect to witness such metastasis of society. Does that make it right? No. We live in turbulent times, but we are all American.

This isn’t the first time we’ve seen unnecessary force from airline workers. When passengers pay for a ticket, whether they be Black, White, Hispanic, or Asian, they deserve to be treated as customers. They deserve to be treated with respect. Some have posited that such rampant disrespect to airline customers can be attributed to poor training.

Unfortunately, the problem may reside deeper than training. When people of color are portrayed in a negative light on a daily basis by the media, how do you train employees to overcome the embedded latent bias? The NAACP has taken the first step toward speaking out. We must all follow suite as Americans and collectively voice our repulsion. We will not stand for unlawful, disrespectful, harmful treatment.

Host a Website? How You Can Help Fight Terror

Public Awareness Can Help in the War on Terrorism

We see news headlines every day about new terrorist attacks and threats throughout the world. We hear about how the public can help by becoming aware of surroundings and reporting any suspicious behavior or items of suspicion to authorities. What exactly does this mean, and what are we supposed to look for?

In a world where the costs of owning your own website are going way down thanks to promo codes, ordinary people can now help spot and track suspicious behaviour.

Possible Indications of Threats

One thing the public is told to watch out for is suspicious packages, backpacks or suitcases left in public places. Another thing to watch for is the behavior of people around you. You may see someone taking a lot of pictures of something that doesn’t seem significant, like a public building. You might observe them making notes, looking at or creating maps. Other things you’re advised to look for include:
. Strong odors coming from places like buildings or vehicles, unusual chemical or burning odors
. People wearing a lot of clothing on a hot day, being overdressed
. People who are acting nervous or in ways that are strange enough to arouse suspicion
4. Someone who avoids eye contact in addition to acting nervously, doing things like pacing
. In a store, if you see someone making unusual purchases. This can include trying to buy uniforms, weapons, propane bottles, large amounts of fertilizer, ammunition or chemicals
. In an apartment building, watch for unusual visitors, suspicious people who come and go at odd hours or who seem to be acting like they don’t want to be seen.
. Vehicles large enough to hold explosives or hazardous materials, especially if the vehicle is parked and left unattended in an unusual place.
. Someone looking at a building with binoculars
. When you live in an apartment building, be aware of those around you. Get to know neighbors and regular delivery people, like your mail delivery person. Be suspicious if someone new is hanging around, especially if they are there consistently for a period of time.

Certain Types of Employees Can Help by Being Aware

Employees who can be especially helpful in identifying suspicious people or behavior include waiters or waitresses, airport personnel, people who work in retail places like pharmacies, hobby shops or hardware clerks. What can these people look for? Restaurant workers can watch for people sitting in a booth or at a table for long periods of time that seem to be more interested in what’s going on outdoors than in eating or having a conversation with a person they’re with.

Workers in airports can watch for suspicious behaviors like pacing, nervousness or leaving an item unattended and quickly walking away. Retail pharmacy employees can watch for unusual purchases like isopropanol, or thefts of things like fentanyl, or even unusual antibiotic requests. Hardware store workers can watch for purchases of unusual things like large amounts of fertilizer containing ammonia nitrate, pesticides, gas canisters or even pipes with threads and endcaps.

Even retail employees of rental vehicle businesses can make awareness a part of their everyday routine by watching for people who want to rent vans or utility vehicles, and who are not very forthcoming with reasons for wanting to rent these vehicles. Employees of storage rental companies can watch for strange movement in and out of storage units, especially if it involves large drum type containers.

How Can Private Companies Help?

Companies can help by keeping good track of uniforms that are issued to employees, ID cards, and items like vehicle stickers. If items are suddenly being stolen, or if employees are threatened or harmed by someone trying to acquire uniforms and identification, the company should act quickly to step up safety precautions. This is especially true in protected buildings.

There should be an awareness of employees who earn high salaries, with steps to protect them on their way in and out of places like parking garages to prevent possible kidnapping attempts. People can be kidnapped and held hostage for more reasons than money. Their families could be coerced into delivering or planting an explosive device.

The See Something Say Something Campaign

You may have heard of a campaign by the Department of Homeland Security in partnership with law enforcement officials called “See Something Say Something.” This was put into place as a way for ordinary citizens to report unusual people or behavior that happens as they go about their daily activities.

The things you should report to law enforcement include who or what you saw, where it happened, the time and date you saw something and the reason you think the person or their behavior was suspicious. You know if something doesn’t look right, especially when you are in an area or doing activities on a regular basis. Chances are that you could identify suspicious people or behavior almost as well as a law enforcement person could.

It’s important for people to feel that they can go about their daily business, only with a heightened sense of awareness of their surroundings, suspicious objects and the people who are present. It won’t help anyone to feel helpless. No one wants to feel like we have to rely entirely on law enforcement either. Just by reporting suspicious people or behavior, you could end up preventing terrorist activity. This can help make every citizen feel more empowered in the war on terror.

Death Toll Hits 30 in London's Grenfell Tower Blaze

Death Toll Hits 30 in London’s Grenfell Tower Blaze

You may want to hold off on your trip to London. At least for a few days while London reacts to this unprecedented high-rise fire.

Recently, London has had to face and deal with so many catastrophic situations that it has left the country in a pure state of shock. The most recent incident being the fire that incinerated through the 24-story apartment tower in the West of London. This horrifying incident has now landed up claiming at least 30 lives and one hopes that the number does not climb. However, unfortunately, that may not happen as the BBC has reported that the death toll could rise up to 76.  Here is a look at the devastating blaze.

The rising death toll

It is a grim reality that has seen a steady rise in the death toll since it broke out on Wednesday morning. Unfortunately, the numbers just went up from 6, 12, 17 and now at a terrifying 30. To make matters worse, Metropolitan Police commander, Stuart Cundy, had said that quite a few of the victims might not be able to be identified. And that the death toll should not rise above 100.

It is extremely heartbreaking to see know that some of the victims will remain unidentified. However, the police did say that they are doing everything they can to make sure that they have identification placement on these victims. They are not leaving any stone unturned and will be using dental records, DNA samples and fingerprints, that will help identify the victims. Even things like tell-tale features that stand out like tattoos, jewelry and cars are being used to track the victims. But the unfortunate reality of this is that the intensity by which the fire broke out has made the identification process of the victims so slow and long hauled. There is a strong possibility that some bodies will be beyond recognition, if not totally reduced to ash but the town remains to stand still for a better part of the day since what occurred was unexpected anymore.

The anger

Mayor Sadiq Khan was bombarded with questions by the angry locals, as he walked through the west London neighborhood. People want answers as to what could have gone so horrifyingly wrong that the fire was unstoppable and took so long to be put under control.

Police have opened up an investigation following this incident and will be going through all details to get the answers. The government has now actually ordered a judge-led inquiry into this Wednesday’s disaster. They are certainly under a lot of pressure to act quickly as people continue their wait.


White House Under Investigation in Russia Probe

White House Under Investigation in Russia Probe

Ever since the Presidential elections, the US has been under the biggest scrutiny of all times and has indeed been right up there among the Watergate’ and Kennedy’ issues. It is constantly on the news and we are getting bombarded with information from all the angles about every single activity linked with the US President Donald Trump. President Trump has been on the hot seat ever since being elected as the President.

One of the major incidents under heavy scrutiny is the Russia Probe and the White House advisor under the magnifying glass. There have been so many links and possible coordination tie-ups with the Trump campaign and Russia.

The FBI Incident

As per reports, President Trump claims to have been under great pressure’ because of the Russian investigation and was actually said to have described FBI Director James B. Comey ‘as crazy, a real nut job’. The FBI went straight into the White House with the Russia probe investigation and there have been revelations about the Russian interference with the US election. There are further allegations that President Donald Trump actually did attempt to obstruct justice.

The investigation unfolds

Special Counsel Robert Mueller, investigating the alleged Russian interference in the election and the tie-up with the Trump campaign is now – “Focusing on crimes that occurred in the White House”. All this was instigated by one move of President Trump to fire FBI Director James Comey on the 9th of May. There is a latest tweet by Mr. Abramson, posted on Twitter that reads – “The White House is now a crime scene.”

Mr. Comey believes that he was fired due to the fact that Mr. Trump wanted the Russian probe to be taken out of the equation, to be left at its own peril. Mr. Trump also wanted statements being issued that there was no evidence whatsoever of coordination between Russia and his campaign. There were several legal experts who said that Mr. Comey’s testimony could indeed bolster obstruction of the justice allegations against the President. It is constantly on the news and we are getting bombarded with information from all the angles

Could this be the basis of impeachment?

Well, if an obstruction of justice is reached at then that could actually start to form the basis for President Trump’s impeachment. That being said, it would be an extremely steep climb that would require approval by the US House of Republicans, that is controlled by the President’s Republicans.